A 10-month-old baby was one of three passengers in a vehicle that flipped at Fern Bay on Wednesday

Police said the collision occurred at about 12.55pm on Nelson Bay Road.

A 41-year-old female driver of a northbound vehicle was attempting a u-turn on Nelson Bay Road when her Volkswagen Tiguan was struck by a southbound vehicle. 

The Tiguan was flipped onto its roof and both the female driver and her male passenger suffered minor injuries. 

A 10-month-old baby who was travelling in the car was unharmed, but the female driver was taken to John Hunter Hospital. 

A 19-year-old Newcastle woman and a male passenger in the southbound vehicle were uninjured. 

Police inquires are continuing.