With many people out of work or living on reduced wages, requests for refunds are understandable.

The NSW government has previously released COVID-19 guidelines for community sport. They state that those with pre-existing medical conditions should not participate.

Those living with financial troubles and medical conditions should rightly feel entitled to a refund. But we must also put ourselves in the shoes of the game's administrators.

Associations and federations have wages and costs to pay, while they try to manage a constantly changing situation.

They're having to reschedule draws and plan for social distancing and other restrictions at grounds, while negotiating with councils about extending the season.

Clubs, too, are in a difficult financial position. Some won't receive sponsorship dollars because of the economic downturn.

If decisions are made to give refunds, those who choose that option may find themselves regretting their decision, particularly if the season does go ahead and the COVID-19 contagion is suppressed or almost eliminated in the months ahead, greatly reducing the risk of contracting the virus. Some codes that give refunds may allow re-registration.

Nevertheless, experts say an outbreak could occur during winter. The threat of a second wave of cases is real, as Singapore has discovered.

If the season doesn't go ahead at all, participants will be seeking refunds or credits for the following season. Associations and federations will undoubtedly think very carefully how they manage this situation.

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