How to live without a mortgage

Jim Kellar
By Jim Kellar
Updated November 11 2016 - 3:03am, first published 3:00am

FOUR years ago Tricia Hogbin and her husband Michael Lloyd were house hunting in Singleton and Broke. The couple were living in Waratah, but Michael’s work was going to take them and their young daughter Olivia up the Hunter Valley.

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Jim Kellar

Jim Kellar

Weekender Editor

Jim Kellar is editor of the Newcastle Herald's Weekender magazine. He has been a journalist at the Newcastle Herald since 1997, covering culture, art, food and music.

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